hey today we're gonna talk about who is the best insurance company for 2020 whatever right overall it does change from year to year who was the best which carries into 2020 but that would be based off is typically the JD power ratings and then also insurance complaints and stuff like that so I'll kind of take into some considerations who was the best priced who was the best
company who had the best service who had the best claims things like that so who did I pick this year so far to be the top insurance company it's kind of unique because this company did some
things a little bit different this year that I kind of liked they're not necessarily the top pick for everybody
now before I release the company that I'm gonna say I do want a preference one thing there are a couple factors that do make a company better or worse in a lot of it is the training that they've been
giving so what does the agent learned typically even though this company has two versions of themselves they have a direct model and a standard model and I recommend the standard model highly because that's what I've personally gone through you want to make sure that you're dealing with an agent that knows what they're talking about to protect you the best but not only that they can give you the best discounts as well in my experience working in a call center in the past there really wasn't a whole lot of knowledge it was just about how quickly could you sell something how
quickly did you get through the quote how quickly could you just get somebody off the phone whether they bought or not and then move on to the next one in the end of the day that doesn't do you any good you're trying to match up the right person with the right insurance and all the things change as you buy a house that changes as something happens you get a ticket in an accident your risk changes so the company that you're with may not be the fit today than it was five years ago today what I think in general the company that falls in the best out of the ones that I've seen is going to be progressive and the reason I chose progressive is because they're very versatile they are kind of a one-size-fits-all company so even if you're retired or not retired whether you're 25 years old or not 25 years old
there you give rates based on what they think the risk is they don't deny use for specific reasons there are some legal things or there are some things that they will deny you for because they can't take everything otherwise they're just gonna go crazy ultimately they've done a really good job overall going
online to be able to access your policy having an app to access that offering the snapshot where you can get better discounts if you're a good driver if you're not it's the opposite that's the unfortunate being able to offer prices that are competitive for people that have a 3 for $500,000 house and have
nice cars and don't have any ticket it's like the confident planner is they so to speak being competitive when it's a 18 year old that has had a clean driving record with maybe a scratch a ticket maybe an accident but also is just looking for renters insurance or looking for renters insurance and auto insurance overall I think they've been the most versatile and they don't price themselves out of the market now they don't always price themselves perfect there are perfect scenarios for them
where they always come in competitive but that's not always the case so more often than that I've seen progressive come back competitive but also I've seen them be very lenient with some of the
stuff that other companies aren't that's my professional opinion I've been doing it 10 years I dealt with Amica a dealt with State Farm I'll stay Geico progressive a whole gamut of companies I think right now the company that I'm with now I trained for them they still 17 different companies so I've seen a lot of them do I like other companies specifically in certain situations absolutely do I love Safeco if you're semi-retired have a nice home have you know have nice cars want full coverage no tickets no young drivers 100% do I love citizens right now I'm with them right yes there great fit for me and so it's a lot of it has to do with price risk right what's the price for the risk I don't know let me know what you guys think are you with progressive do you love them do you hate them leave me a comment below maybe tell me who you're with what's your thoughts on their what you found in your state cuz every area is different it's not just each state it seeds ipkiss towards each territory so the territories are really what determined which is usually some states are just by zip code or like five or six or ten zip codes mixed into one so in your territory what what have you guys found love to see some answers and I'd love to do some research on those companies if you are interested in following and learning more great if you want to go I'll connect you with one of the guys that work with there is a link below so you can fill out a quote and I'll pass that on otherwise .
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